And I Start
The only debt I currently have is spread among three credit cards. Two have high interest rates (24% and 28%) and one is below the average interest rate at 9.25% (not great but I would not consider it a high rate).
The high interest rate credit cards did not start at the rate they are currently in now, the reason the interest rates on those cards are high is simply because Providian and now Washington Mutual enjoy socking people like me with their universal default clause and they have jacked the rates to where they are now. I have never been late with a payment. Yet they refuse to lower the interest rate. My ultimate goal is to stick with First Command Bank and ditch my Washington Mutual credit cards as soon as I pay them down. I have already gotten rid of one—two to go!
I recently requested and got a limit increase on my 9.25% Visa card and I transfered $1,500.00 from the credit card with the 28% rate. Next month I should see a lower interest bill on that card. I have, also, recently raised my repayment budget to $1,000 dollars a month (I was able to throw $1,200 dollars at my cards last month, so that was a bonus). This is an excellent start to my blogging away debt crusade.
I am hoping to be out of debt within two years or less and be known as debt savvy and not debt stupid. 
I’ve subscribed to your blog and look forward to reading it regularly.
Good Luck in your debt reduction plans!
Thank you very much for visiting and commenting, your very welcome!
[...] $1,500 I wrote about left my 28% credit card and headed over to the one with the 9.25% interest rate and I [...]
Welcome to the PF blogosphere Nelson. I like the name of your blog too, debt is stupid. Good luck to you starting the journey of paying off your debt.