Life Gets In The Way
Well, it’s official. I have only paid down $492.50 of my total credit card debt.
Pathetic!
I had a plan that was going to see me put a real big dent on my credit card debt. But… life got in the way.
Life always finds a way to crush the best laid plans. Doesn’t it?
Well, at least my net worth has improved and this because I managed to make a second investment before all my current economic problems started. One of my car’s engine busted and the other car which was sitting idle for the past four-years needed body & fender work, as well as many other things, such as new tires. These were over $200.00! The car with the busted engine is going to the junk yard.
And yes, I had to break my rule and put some of these expenses on my credit cards.
In hindsight though, I am glad I was able to make the investment. Things happened after and not before. Which would have meant my net worth would not have improved. And in a few months income generated from my investments will all go to help pay my credit card debt. Well, at least, that’s the plan. But, I do understand now that between now and those mature dates, life can get in the way again. Ugh!
I know exactly how you’re feeling. People plan and then life happens. The money isn’t always there for an emergency and the safety net of credit solve one problem while creating another. My debt reduction was rolling along until the summer, and then went up and down between months. It is hard to try to move two steps forward and something makes you jump back too quickly. I am almost back on track again though where I left off at the beginning of the summer and hope to continue to move forward. We all fall down sometimes but getting back up and pushing forward is what matters. Keep pushing on though, that’s what matters.
Just like you, I’ve experienced life getting in the way all year. Health problems, car repairs, etc. they all get in the way of our debt reduction plans.